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It’s kind of fun to plug in different prepayment numbers and time frames and see how much you can save by prepaying your mortgage.
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There are lots of online calculators to help you figure out how much your mortgage interest tax deduction is.
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You should print out an amortization table from the internet that shows how each extra payment affects your principal and interest, then check it whenever you get a new statement, to make sure the bank’s calculations are in line with yours.
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